Plan Now for a Money Wise Twelve Months
There’s nothing more sensible at this turning point of a new year then to take stock of everything financial in your lives. That’s why at auto title loans in van nuys are pleased to offer this guide to some worthwhile and easy steps to see you through from January to December.
Tip No 1: Where there’s a will….
Nobody wants to think about death but along with birth and income tax (!) it’s something that comes to us all, sooner or (we hope) later. You will want to provide for your nearest and dearest and dispose of your property as you wish and in the most tax efficient way. Take proper advice now!
Tip No 2: Plan for the rainy day…
Or in other words increase your savings. Suppose that you already save $50 a month – just jack it up by another $10. You won’t feel the pinch when it’s “little by little”. Have funds for particular needs – emergencies, holidays, college for the kids. And don’t leave it to chance as you can arrange for your pay check to be debited regularly each month. It makes sense from every point of view.
Tip No 3: Pay off debt
The more you can get rid of debt the better your money life will be. If you can lay your hands on some capital, get rid of credit cards and personal loans and all the interest that goes with them. Auto title loans offer you an opportunity to have just one monthly payment and if you do your sums right, at the end of the repayment period you can be one debt-free person. Aim to stay that way!
Tip No 4: Pay your bills when you should
There is absolutely no sense in paying out extra money just because you were too lazy to get organised. Late fees are a pain and also do more damage to your credit rating. Arrange for your bank to pay the bills automatically or have a calendar and mark the repayment dates carefully. It all helps!!